Retail Banking | NMIMS Assignment Help June 2023 Questions
Q1. Monetary Policy is one the important drivers in growth & development of an economy. Illustrate at least four instruments/tools which are used universally in implementation of monetary policy.
Q2. Regulators of Retail Bank use Capital Adequacy Ratio (CAR) extensively to check excessive growth of credit in the bank. What is the significance of CAR in credit policy of Banks and how it works?
Q3. Risk Management is an important activity of the bank to keep it functional & healthy. Any laxity on this front may lead to increase in non-performing assets
a. Explain Credit Risk, Operational Risk, Liquidity Risk & Interest rate Risk.
b. What are the reasons of, non-performing assets.